Privacy Policy

1. Introduction and Scope

SavingsOn.AI ("Kapsus Technologies Limited", "we", "us", or "our") is committed to protecting your personal information and your right to privacy. This Privacy Policy applies to all information collected through our Platform and any related services, sales, marketing, or events.

In this policy, if we refer to "Personal Information", we mean information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context.

2. Detailed Information We Collect

A. Personal Information You Provide

We collect personal information that you voluntarily provide to us when you register on the Platform, express an interest in obtaining information about us or our products and services, or otherwise when you contact us.

• Account Data: Name, email address, password, and similar security information used for authentication and account access.
• Financial & Payout Data: We collect information necessary to process your cashback payments, such as payout email addresses (e.g., PayPal), bank account details (where applicable), and tax identification numbers if required by law for high-value payouts.
• Verification Documents: If you submit a missing cashback claim, we collect proof of purchase documents, which may include receipts, order confirmations, and invoices containing transaction details.

B. Information Automatically Collected

We automatically collect certain information when you visit, use, or navigate the Platform. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, and other technical information.

C. Data from Affiliate Networks

As a cashback platform, we receive data from third-party affiliate networks and merchants regarding your purchases. This includes order IDs, transaction amounts, timestamps, and the status of your commission (pending, approved, or declined).

3. Legal Basis for Processing Information

If you are located in the EU or UK, we process your personal information under the following legal bases:

• Performance of a Contract: To fulfill our obligation to track and pay your cashback.
• Consent: Where you have given us clear consent to process your data for a specific purpose (e.g., marketing).
• Legitimate Interests: For fraud detection, platform security, and improving our services.
• Legal Obligations: Where we are required by law to collect or retain certain data (e.g., tax records).

4. How We Use and Share Your Information

We use your information for purposes based on legitimate business interests, the fulfillment of our contract with you, compliance with our legal obligations, and/or your consent.

Sharing with Third Parties

• Affiliate Partners: We share unique tracking IDs with affiliate networks to attribute your purchases to our platform. This does not include your name or email.
• Service Providers: We use third-party vendors for cloud hosting (e.g., Supabase, Vercel), email delivery, and analytics (e.g., Google Analytics). These providers have access to your information only to perform specific tasks on our behalf.
• Business Transfers: We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.

5. Data Retention Policy

We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy policy, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements).

When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.

6. International Data Transfers

Our servers are located in [JURISDICTION_PLACEHOLDER]. Please be aware that your information may be transferred to, stored, and processed by us in our facilities and by those third parties with whom we may share your personal information.

If you are a resident in the European Economic Area (EEA) or United Kingdom (UK), then these countries may not necessarily have data protection laws or other similar laws as comprehensive as those in your country. We will however take all necessary measures to protect your personal information in accordance with this privacy policy and applicable law.

7. Your Privacy Rights

In some regions (like the EEA, UK, and Canada), you have certain rights under applicable data protection laws. These may include the right (i) to request access and obtain a copy of your personal information, (ii) to request rectification or erasure; (iii) to restrict the processing of your personal information; and (iv) if applicable, to data portability. In certain circumstances, you may also have the right to object to the processing of your personal information.

You can exercise these rights by contacting us using the contact details provided below. We will consider and act upon any request in accordance with applicable data protection laws.

8. Security of Your Information

We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure.

9. Contact Us Regarding This Policy

If you have questions or comments about this policy, you may email us at:
Privacy Team: support@savingson.ai